这里不是死板的记账本。 我们帮你把“冷冰冰的账单”,换算成你“真实的购买力代价”。买大件前算一卦,做理智的决策者。Not just a ledger. We convert cold bills into your true purchasing power cost. Consult AI before big purchases.
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三分钟看懂界面Quick Guide
💰 资金基准:Income Base:决定你绝对购买力的“唯一基准”,纯属隐私,仅存本地。Your absolute purchasing power base. 100% private.
🛍️ 消费心境:Your Context:别只写商品名!写下你的冲动或委屈,AI 才能精准评估。Don't just write the item! Tell AI your emotions and background.
🏦 赎回金:Freedom Fund:忍住没买的钱会存入这里,反向记录“夺回的资产”。Money you saved goes here. Gamify your savings.
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如何向 AI 倾诉?How to talk to AI?
❌ 错误示范:Bad: “一个包,10万”"A bag, 10,000"
✅ 正确示范:Good: “通宵加班了一个月极度心累,想花10万买个包犒劳自己。”"Worked overtime for a month, feeling burnt out. Want a bag to reward myself."
🏦 自由赎回金🏦 Freedom Fund
¥0
夺回的购买力Days Regained
0天Days
花不花Buy or Not
量化消费代价,辅助理智决策Evaluate the true cost, make rational decisions
⚙️ 管理资产池Manage Fund
🧊 48小时冷静池Cool-off Pool
仅用于核算单日购买力基准。可填写年薪、理财年化收益,或你给自己划定的全年消费总预算。Used to calculate your daily purchasing power. E.g., annual salary, investment returns, or yearly budget.